Home Loans

Whether you're a first home buyer, property investor, or looking to refinance, our comprehensive suite of Australian home loan calculators will help you navigate the property market with confidence. These tools are built to accommodate current APRA serviceability buffers and the latest RBA cash rate.

By using these tools together, you can map out your entire property journey—from estimating your borrowing capacity and stamp duty to calculating your ongoing mortgage repayments with offset account scenarios.

Borrowing Power Calculator

Estimate how much an Australian bank will lend you, including the APRA 3% serviceability buffer.

Extra Repayment Calculator

Calculate how much time and interest you can save by making extra payments on your home loan.

First Home Buyer Calculator

Determine your true purchasing power as a first home buyer including government grants and concessions.

LMI Calculator

Estimate your Lenders Mortgage Insurance premium if your deposit is less than 20% of the property value.

Mortgage Repayment Calculator

Calculate your home loan repayments using current Australian interest rates. Covers P&I vs IO.

Offset Account Calculator

See how much interest you can save by keeping your savings in a 100% offset account.

Refinance Savings Calculator

Compare your current home loan with a new rate to see exactly how much you could save by refinancing.

Stamp Duty Calculator

Calculate state-based stamp duty and transfer fees for your property purchase in Australia.